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Trawlerfest, Baltimore, MD
Sept. 25-27

lido boat show
Lido Yacht Expo
Sept. 18-21

annapolis boat show

Annapolis Power Oct. 16-19
Annapolis Sail Oct. 9-13

fort lauderdale boat show
Fort Lauderdale
Oct. 30-Nov. 3

St. Petersburg
December 4 – 7


boat loans


Boat Loans by Sterling Acceptance


Sterling Acceptance was formed in 1987 by avid boaters as well as banking experts. We have assembled a staff of boat loan experts over the years specializing in marine lending, loan underwriting, US Coast Guard Documentation, and yacht insurance. Underwriting is a true specialty of ours, as our underwriters each have 25 to 35 years of experience. With this, the response turn-around time is exceptional. None of our competitors can offer the combination of banking credentials, industry knowledge and experience that you will find dealing with our team at Sterling Acceptance Corporation!

We offer a wide variety of loan programs at competitive rates and terms. We will act as your intermediary to get you the best rate possible with a range of financial institutions we have established relationships with. We also offer US Coast Guard Documentation work, State Titling services, and Yacht Insurance, all done in-house at our corporate headquarters. These services are available to you whether you wish to finance your boat purchase through Sterling Acceptance, or are paying cash for the boat.

We are proud to offer services on a nationwide level. We have staff members across the United States that are ready to assist you. Please contact us to help you in your next Yacht or RV purchase!

If you are ready to apply, or would like to request a rate quote, please do so via the Applications tab! It will come directly to the owner’s e-mail, which is safe and secure, and you will get a response back within one business day.

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Whether crusing the Chesapeake on board the “Sterling Lady” with our Golden Retrievers or sailing in the crystal
clear waters of the Islands, the owners of Sterling Acceptance enjoy the boating life style.

Boat Loan Testimonials

"I just want it known how much I am satisfied with the way Sterling Acceptance handled the financing of the recent purchase of my Tayana 37. I commend your company for five outstanding attributes as follows: Availability for questions - 100%
Ease of paperwork - 100 %
Efficiency - 100 %
Favorable boat loan rates - 100%
Flexibility - 100% I will recommend you as THE SOURCE!Thanks for everything." ~ LW

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"Thanks once again for the quick response and excellent service on our boat financing. As you know we went to a competitor first and terminated the arrangement after their interest rate “bait and switch” technique. This waste of time on my part made your quick response even more critical. Everyone we dealt with from the initial phone call to the final closing was friendly, professional and efficient. As I said at the closing, we will most definitely be back when it is time to move up. Thanks Again."~ John P.

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"We cannot say enough about the service and attention we received from Sterling Acceptance Corp. on the purchase of our 1999 Cruisers 3750 Motor Yacht. After looking for a used boat to fit our needs, we finally found the perfect boat that the whole family agreed upon. Lauren not only helped us with a very low interest rate, she helped us find a reputable surveyor, arranged for and acquired a competitive insurance quote, and worked and made arrangements with our broker. She even drove over an hour from her office to meet with us to sign documents so that we could settle before the 4th of July. We took delivery of our boat July 2nd, and had a perfect 4th of July holiday weekend."Thanks Again,
~ Chuck C.

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"We have just recently bought a new (and larger) vessel. My last boat I financed through Sterling. It was a very good experience. They were knowledgeable and helpful at every turn. This time was going to be more complicated. I bought the boat in Canada and had to register it in the United States. It was not a job for rookies. Once again, the folks at Sterling made this complicated transaction a simple and pleasant experience. I particularly want to thank Lauren who was always a gentle and reassuring voice on the other end of the phone."Sincerely,
~ Dr. Fran M.

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"Sterling Acceptance has made all our boat loans easy and pleasant experiences. We have purchased three Post boats since 1997-2004 and Sterling has always been a pleasure to deal with and always makes us feel like family."
~ MB

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"I want to thank you and your staff for making the acquisition of the boat a breeze!! Your staff members are all professionals and customer care is obviously #1 with you. Please pass on my thanks to them all."Warm Regards,
~ JB R.

© 2000 Sterling Acceptance Corporation




boat loans